I had my car up on 1 block ( wood ) In the middle... Its a front wheel drive and me and my friend were checking the front wheel bearings.. So, I had the car in running and went to 3rd gear and was going like 40 MPH... So, my friend was like go 80 and put it in 5th gear... So, I did and we were laughing.. Then, all the sudden the car fell off the block and I rammed like really fast across the sidewalk and hit neighbors garage on the side and took out the wall, then hit the swing set and went right into the pool.. I was like WTF! My car is trashed... Now, the insurance wont pay because I am not a mechanic and ot qualified to work on cars? How can I get them to pay?